FAQ’s
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What is title insurance?
Owner’s title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. Owner’s title insurance is a policy that protects homebuyer’s property rights. For the same reasons the bank requires a lender’s insurance policy, the homebuyer obtains owner’s title insurance to protect against possible claims against the title.
What are the different types of title insurance policies?
The two main types of title insurance policies are the Owner’s Policy, which protects the homeowner’s equity, and the Lender’s Policy, which protects the lender’s financial interest in the property. You can purchase an extended or enhanced owner’s policy that provides broader coverage for things like encroachments, zoning violations, and even forgery.
How much does title insurance cost?
Click the green house at the bottom right to get a quote for residential real estate transactions.
Contact us to get a quote for commercial real estate transactions.
What role does the title and closing agent play?
When you go to the closing table, you trust that the property you are buying has a clean title, that all the necessary checks have been made, and that every detail has been taken care of. This is our specialty. We thoroughly research the property’s history, provide title insurance policies, and act as a neutral third party to manage all the details.
How do you protect clients and their information?
We partner with some of the best vendors in our field to verify identities and keep customer information secure.
